Are You Out of Your Mind?

A few days ago, I was golfing with my buddy Don. We are both in our mid-fifties, empty nesters, and only a bit in denial that we’re in the second half of our lives. Our conversation turned to finances, and Don expressed regret over some financial decisions he’d made as a younger man. “I’ve been an investor my whole life. I’ve done alright, maybe better than most. But as I get older, I am painfully aware of how many investment decisions I made that were poor just because I wasn’t thinking right.” I nodded, considering how most of us probably weren’t thinking right in our twenties and thirties. “I was either afraid, or egotistical, or close minded…it’s a long list. Do you think young people ar

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