Understanding the financial traps and pitfalls that are all around you is paramount to building financial wealth. Unfortunately these pitfalls are not always obvious, therefore they can have devastating effects on your wealth building potential. What is even more troubling is that many financial professionals don’t explain these financial traps, which leaves you vulnerable. The good news is that once you have these eroding factors explained to you and understand their destructive effect on your money, you will be amazed at how easy it is to find ways to avoid them. In order to participate successfully in the financial world, you must establish and employ defenses and countermeasures that protect your money under any set of circumstances. In other words...a financial plan that does not work under every set of circumstances is no plan at all! It's easy to design a financial plan that can work under the best set of circumstances, but will that plan work for you if interest rates go up or down? What if the market declines, taxes go up, inflation increases or you get sued? What if a disability strikes during your prime working years and you need more income? Shouldn’t your plan work even if the government changes the rules or your investment portfolio doesn’t work as well as you expected? Most financial planning today is not designed to handle any of these circumstances. As a consumer, you need to be aware of the forces at work within our society that make your job of providing financial security for you and your family more difficult. Financial institutions, the government, and corporations aren't the opposition. After all, we need them to have happy and successful lives. But we must know how to work with them effectively to achieve the results we desire. If you want to learn about a process that enables you to protect, save and grow your wealth, while mitigating against these eroding factors, ask your Leap professional. Sane. Sound. Simple.